Blue Ridge Chimney Is Proud To Offer Quality Chimney Services to New Market & More

Things To Do in & Near the New Market Area

So, what’s there to do in the area?

• Visit New Market Battlefield State Historical Park: This is where one of the last major Confederate victories of the Civil War occurred. The park includes the Virginia Museum of the Civil War and the historic Bushong Farm.
• Explore Endless Caverns: Endless Caverns consists of a six-mile-long network of caves. The caverns offer guided tours where you can see stalactites, stalagmites, and other unique rock formations.
• Attend Cross Roads Fest: The Cross Roads Fest is a local festival with music, food, and community activities, held annually each summer.
• Check out Shenvalee Golf Resort: If you’re a golf enthusiast, Shenvalee Golf Resort offers a beautiful 27-hole course with scenic views of the valley.

Or just take a walk around town to see a variety of 19th-century homes and buildings. The town’s architecture is well-preserved, and many of the buildings have historic plaques that provide even more insight into the area’s history.

Is bumming around home with the latest library read more your speed today? No worries – just make sure your fireplace is ready for use, so you can make your day indoors as cozy as possible. New Market homeowners count on us for maintenance, repairs, installations, and more. Call or book online today.

Chimney Sweep & Fireplace Repair Services:
Trust Us for it All

Check out everything we offer below, and if you have questions, don’t hesitate to reach out!

Chimney Services

• Chimney Cleaning & Sweeping
• Chimney Inspection
• Chimney Repair
• Leaky Chimney Repair
• Masonry Repair
• Chimney Cap & Damper Installation

Installations

• Home Heating Stoves
• Fireplace Inserts
• Electric Fireplaces
• Factory-Built Fireplaces

What To Know About Insurance & Chimney Damage

Chimney damage – is it covered by homeowners insurance or not? Like anything else in your home, there are circumstances in which your homeowners policy will cover damage to your fireplace and chimney and circumstances in which it won’t.

You can expect your homeowners policy to cover chimney damage if it is shown to be the result of what’s referred to as a “sudden occurrence” – like a fire, wind damage, or an earthquake. A chimney professional will be able to determine whether or not the damage you’re seeing falls under the category of a sudden occurrence.

Your insurance company won’t cover damage, however, if it is shown that it was the result of a poorly or improperly constructed chimney, or from negligence/lack of maintenance. If, for example, a clogged flue was the cause of a fire (because your chimney hasn’t been swept in years), you can likely expect the insurance company to reject your claim.

The easiest way to avoid rejection is to annually schedule a chimney sweeping and an inspection – and keep documentation of these services.

What Is a Sudden Occurrence When Talking About Homeowners Insurance?

A “sudden occurrence” typically refers to an unexpected and unforeseen event that couldn’t have been prevented by the homeowner. This is essentially the terminology that your insurance company would use to determine whether the damage was actually out of your control or if it was just neglect on your part. Sudden occurrences are generally contrasted with gradual damage, such as wear and tear, which typically isn’t covered by standard policies.

Sudden occurrences in your home typically include things like natural disasters, accidental damage (like a burst pipe or electrical fire), theft/vandalism, and things along these lines. All that said, it’s essential for homeowners to understand the specifics of their policy, including coverage limits and exclusions.

In the context of your chimney, a “sudden occurrence” would refer to an unexpected and unforeseen event that causes damage to the chimney or its structure. This might include:

• Chimney fires, not related to a lack of annual maintenance
• Lightning strikes or severe weather damage
• Natural disasters, such as tornadoes, floods, or earthquakes

How Can I Prepare for a Chimney Insurance Claim?

If you have experienced a chimney fire or a weather incident that has damaged your chimney, start by documenting everything you see. Write down the date of any incident, the time you noticed a problem, and details of what you discovered – and take pictures, if possible. When Blue Ridge Chimney Services technicians inspect your damage, your information will help us in documenting our findings.

If you’ve had chimney system damage and need to begin an insurance claim, call Blue Ridge Chimney Services at 540-217-2030 or schedule an appointment online. We’d love to help!